The Chief Financial Officer is responsible for directing the fiscal functions of the company in accordance with Generally Accepted Accounting Principles issued by the Financial Accounting Standards Board and other advisory and regulatory organizations. Assist the President in the aggressive and successful growth of the company. Through a respectful, constructive, and energetic style, guided by the objectives of the fnancial institution, the CFO provides the leadership, management, and vision necessary to ensure that the company has the proper operational controls, administrative and reporting procedures, and people systems in place to effectively grow the organization and to ensure financial strength and operating efficiency.

Strategy, Planning and Management

• Act as Chief Financial Officer and strategic business partner to senior executive leadership team.
• Assess and evaluate financial performance of organization with regard to long-term operational goals, budgets, and forecasts.
• Provide insight and recommendations to both short-term and long-term growth plan of organization.
• Identify, acquire, and implement systems and software to provide critical financial and operational information, automating processes and increasing working efficiency.
• Communicate, engage, and interact with Board of Directors, Shareholders, President, Division Heads and Executive Leadership Team.
• Collaborate with the Board and management to create and establish yearly financial objectives that align with the company’s plan for growth and expansion.
• Cooperate and engage consultants, auditors, and investors.
• Serve as a key member of executive leadership team.
• Participate in pivotal decisions as they relate to strategic initiatives and operational models.
• Created and implement policies, procedures and processes as deemed appropriate by senior leadership team.

Financial Analysis, Budgeting and Forecasting

• Directs the preparation of enterprise-wide financial statements, including income statements and balance sheets. 
• Prepares or assists with shareholder reports, tax returns, and governmental agency reporting.

• Review and analyze monthly financial results and provide recommendations.
• Identify, develop, and execute analysis of business initiatives, product launches and/or new service offerings.
• Develop and maintain monthly operating budget and annual company operating budget.

• Manage financial planning and analysis activities.
• Supervise creation of reports, software implementation and tools for budgeting and forecasting.
• Participate in meetings as assigned with Bank leadership.

Accounting, General Ledger, Administration and Operations

• Supervise the accounting department to ensure the proper functioning of all systems, databases, and financial software.
• Review and ensure application of appropriate internal controls, regulatory compliance, and financial procedures.
• Oversee the preparation and timely filing of all local, state, and federal tax returns.
• Work with Human Resources on payroll reconciliation and posting to the general ledger.
• Oversee the month-end close process, constantly reviewing procedures while eliminating inefficiencies.
• Hire, develop and manage accounting directors, managers, and staff.
• Serve as a key point of contact for external auditors; manage preparation and support of annual external audits regarding financial documents.
• Coordinate and strategize methods used to attain team goals.

Financial Management

• Manage cash flow planning process and ensure funds availability.
• Oversee weekly cash management and AP Department, approve large payables, sign checks, authorize applicable wires and ACHs
• Oversee investments, and asset management.
• Explore new investment opportunities and provide recommendations on potential returns and risks.
• Maintain outstanding banking relationships and strategic alliances with vendors and business partners.
• Utilize forward-looking models and activity-based analyses to provide financial insight into the organization’s plans and operating budgets.

Financial Relations and Policies

• Engage the Board of Directors and Management in developing short term and long-term plans, projections, and budgets.
• Represent company to banks, financial partners, institutions, investors, public auditors, examiners, and officials.
• Remain current on audit best practices as well as state, federal and local laws regarding company operations.